Health insurance

Important! You are required to have health insurance for the entire duration of your studies!

In accordance with section 29 para 2 no. 5 of the Higher Education Act for the State of Saxony-Anhalt, you will not be permitted to enrol if you cannot provide sufficient proof of health insurance.

In accordance with section 199a of the Social Security Code (SGB) V, health insurance providers and universities have a mutual reporting obligation regarding health insurance. This begins at Harz University of Applied Sciences on 01/11/2021. You will not be able to register in paper form from 01/11/2021 onwards!

Health insurance providers will notify the university of:

  • Insurance status (M10)
  • Insurance start date where there is a change of health insurance provider (M11)
  • Delay in payment of health insurance contributions (M12)
  • Payment in arrears of health insurance contributions (M13)

The university will notify health insurance providers of:

  • Beginning of studies and date of enrolment (M20)
  • End of semester after which enrolment is to be terminated (M30)

Important information for:

  • New students

We need an electronic notification of your insurance status (M10) from your health insurance provider no later than when you enrol.
To obtain this, please contact your health insurance provider and give them the sender number H0000582 to enable the automatic exchange of data for student reporting.
Your health insurance provider will then send the required notification to Harz University of Applied Sciences.

Student health insurance applies from the semester’s official start day (1/03, 1/09). If you arrive before the beginning of the semester, if necessary you should obtain travel health insurance that is valid until the beginning of the semester.

  • Students

All current/prospective students must therefore contact their health insurance provider and give them the sender number H0000582 to enable the automatic exchange of data for student reporting.

  • Information for EU citizens

Please contact a statutory health insurance provider in Germany and present your blue EU health insurance card (EHIC) obtained from your home country, and give them the sender number H0000582 to enable the automatic exchange of data for student reporting.

  • Information for non-EU citizens

Non-EU citizens must obtain health insurance from a German health insurance provider and give them the sender number H0000582 to enable the automatic exchange of data for student reporting.

Insurance obtained from your home country is often insufficient in the event of a claim, and therefore cannot be accepted. You will not be able to enrol without German health insurance.

Important! Before obtaining health insurance (whether statutory or private), you should always check whether its coverage meets your needs. Not all private health insurance is accepted by the immigration authorities for issuing a residence permit. Please therefore clarify this with the immigration authorities before obtaining insurance.

  • Students changing health insurance provider:

The university requires an electronic notification of a change of health insurance provider (M11) from your new health insurance provider. Please contact your provider to obtain this. Your health insurance provider will then send the required notification to Harz University of Applied Sciences. Please give them the sender number H0000582 to enable the automatic exchange of data for student reporting.

  • Do you have private insurance?

You will need to contact a statutory health insurance provider of your choice, who will then inform us that you have private insurance.

Please give them the sender number H0000582 to enable the automatic exchange of data for student reporting.

If you have any questions, please contact your administrator at the Admission and Registrar's Office.
 

  • Exempting private insurance holders from the requirement to hold health insurance:

Anyone who is required to hold insurance when enrolling as a student but would like to continue holding private health insurance (generally via co-insurance with parents) can apply to be exempted from the insurance requirement.

This exemption cannot be revoked and applies for the entire duration of studies. We therefore recommend consulting a statutory health insurance provider in detail regarding the consequences of being exempted from the insurance requirement before an exemption certificate is issued!

Please ensure that you have a good understanding of the consequences of being exempted from the statutory requirement to hold health insurance. This applies in particular to current/prospective students who are ‘co-insured’ on their parents’ private insurance, which may subsequently expire, requiring them to obtain their own private insurance later on during their studies.


This is governed further by the:

  • Social Security Code, Volume V – Statutory Health Insurance (SGB V)
  • Student Health Insurance Law (SKV-MV)

Please do your own research with the relevant health insurance provider into the differences between statutory and private health insurance.

It pays to compare!

Annett Krampitz

Info-Point

Admission and Registrar´s Office
Tel +49 3943 659 129
Room 4.056, Haus 4, Wernigerode
Visiting Times Mo.-Fr. 9.30 -11.30 Uhr und Mo.-Mi. 13.30 -14.30 Uhr